Also you diversity if you have no knowledge about what you hold so you just blindly trust a portfolio manager but those who understand how money will move in the future will make all the money. People don't have the time to truly understand how to make money and believe you need to invest for 40+ years to be financially free. That's just a boomer mentality. Watch, in 2 years I'll become a millionaire and I'm just 25 rn. Just watch :)