A common saying among Financial Advisors and Experts is 'Time in the market is more important than timing the market', but he seems to say we need to time the market (his comment on Path dependency), but is that even possible? The Future Dip that we wait for can be at a value higher than today's ATH and it would make more sense to continue investing every month. Does he mean, we park money and wait for a Market crash of >30%?