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Inke paas cash savings hain yahi bohot badi baat hai. Mera aur meri family ka account toh humesha negative mei rehta hai😢. Woh alag baat hai ki humare oopar sirf credit card ka loan hai jo jaldi khatam ho jaega. Humlog interest loans nahi lete aur credit card bhi sirf emergency mei use karte hain. Maybe isliye cash nahi hai
