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Hi Ankur sir, I'm Sushrut, a student about to start CSE (AI/ML) in a tier-3 college from Sept 2026. I'm taking an ₹13 lakh education loan from SBI at ~8-9% interest and genuinely want to handle it smartly — not just survive it. I run a small YouTube channel and do freelance video editing/scripting on the side.
If you ever get a moment, I'd deeply value your take on: (1) how to manage loan interest during the moratorium period, and (2) realistic side-income paths for a student to reduce loan burden. Even one line from you would mean a lot. Thank you for all the content you put out — it's genuinely shaped how I think about money.
- Sushrut
