Here all ideals comes up imagine ur on icu which needs 52000 for operation u will be like after 5 years it will be 5000 crores let me die but after 5 years 5000crores 😂 shit most of the smart person would had a reason for doing it. Imagine earning 1 lakh and telling put all in sip after 20years u will have 30 cr wtf u will do today